**A FOUR BEDROOM DETACHED FAMILY HOME WITH A BEAUTIFUL REAR GARDEN OVERLOOKING LOCAL ALLOTMENTS**
Trading Places Estate Agents are pleased to offer for sale a well presented extended FOUR BEDROOM detached property situated on the ever popular Rock Road in Urmston. This property benefits from uPVC double glazing and gas central heating, ensuring a warm and energy-efficient living space throughout the year. In brief, the accommodation comprises; an entrance porch, perfect for storing coats and shoes, leading into an entrance hallway with stairs rising to the first floor. The lounge is a bright and airy room with a large window overlooking the front of the property, perfect for relaxing and unwinding. The dining room is situated adjacent to the lounge, creating a fantastic open-plan living area ideal for family gatherings and entertaining. The fitted dining kitchen is well-equipped with a range of units, work surfaces, providing ample space for food preparation and cooking. To the first floor, there are four well-proportioned bedrooms, each with plenty of natural light and storage space. The family bathroom is tastefully decorated and features a three-piece suite with a separate wc, ensuring a convenient and practical bathroom arrangement. Externally, there is off-road parking to the front which leads up to an integral garage, ideal for storing cars, bikes, or equipment. Whilst to the rear, there is a large, mature, and enclosed garden with a patio area that overlooks local allotments, providing a peaceful and serene backdrop to outdoor living and entertaining. The garden is well-maintained with established plants and trees, creating a wonderful haven for families to enjoy. An ideal family home in a peaceful residential area, within close proximity to local amenities, schools, and transport links. Viewings come highly recommended to appreciate the size, layout, and charm of this wonderful property.
Tenure : Freehold
Council Tax Band : E
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Tax Band | % | Taxable Sum | Tax |
less than £125k | 0 | ||
£125k to £250k | 2 | ||
£250k to £925k | 5 | ||
£925k to £1.5m | 10 | ||
rest over £1.5m | 12 |
Tax Band | % | Taxable Sum | Tax |
less than £125k | 3 | ||
£125k to £250k | 5 | ||
£250k to £925k | 8 | ||
£925k to £1.5m | 13 | ||
rest over £1.5m | 15 |
Tax Band | % | Taxable Sum | Tax |
less than £300k | 0(2/5)* | ||
£300k to £500k | 5 | ||
£500k to £925k | 5 | ||
£925k to £1.5m | 10 | ||
rest over £1.5m | 12 |
Firstly, let’s begin with a few details about you